Showing posts with label Cards. Show all posts
Showing posts with label Cards. Show all posts

Friday, December 19, 2014

seeing For Banks Who Offer Secured reputation Cards?

Student Loans PNC - seeing For Banks Who Offer Secured reputation Cards?

Not all banks who offer secured credit cards advertise the fact. Because of this, you may find yourself applying for numerous unsecured credit cards before you come over a secured credit card application.

This can supervene in numerous inquiries on your credit description and a decrease in your credit rating (which is part of what got you here in the first place)!

seeing For Banks Who Offer Secured reputation Cards?

If you want to find the banks who offer secured credit cards without going through all of the hassle usually linked with doing so, supervene these seven tips:

seeing For Banks Who Offer Secured reputation Cards?

1. Be Realistic

The first thing you need to do when looking for banks who offer secured credit cards is be realistic about what you're going to qualify for.

Don't apply for an American Express or a Diner's Club card mental they'll offer you a secured credit card if you don't qualify. As a rule, upper-crust credit card fellowships do not offer secured credit cards.

2. Utilize the Web

When it comes to searching for banks who offer secured credit cards, the Web is your very best friend. There are informational websites that offer a wealth of knowledge on secured credit cards and they can even direct you to sites that allow you to apply for secured credit cards online.

3. Target Your Search

Rather than haphazardly filling out credit card applications hoping to run into a secured credit card opportunity, look specifically for secured credit card applications to fill out.

The banks who offer secured credit cards do want your company and they aren't honestly hiding from you. Hunt for secured credit card applications and you're likely to find just that.

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Wednesday, December 3, 2014

What Happens When You Default On learner Loans and prestige Cards- Part 3/4

Citibank Student Loans - What Happens When You Default On learner Loans and prestige Cards- Part 3/4

Many not-so-pleasant things can happen to you if you don't pay your prestige card and student loans.

Here's what happened to me...

What Happens When You Default On learner Loans and prestige Cards- Part 3/4

I started getting letters request me to pay the loans in full. When I ignored them, I started getting more letters. At first the letters are kind of friendly.

What Happens When You Default On learner Loans and prestige Cards- Part 3/4

"In case you've forgotten or didn't receive the last letter"... Then they get stronger. "Warning: You are late with your payment"... Then they get threatening. "Legal operation Pending"...

Then, One day a letter comes saying - This is your Final notice.

I view "Good, at least I won't have to hear from them anymore" - Wrong! - More letters keep coming. I ignored these letters for a very long time.

And then one day The letter comes telling me that I will Not be receiving my State earnings Tax refund Money. The money is being withheld to pay a debt. Oh Crap!... I was counting on that money.

Oh well, let me just get on with my life.

Time passes, I forget about it. Life is good. And then one I go to the bank to withdraw some cash out of the Atm machine.

"Sorry, that transaction is not available at this time".

"Stupid Atm machines" I think. I call customer aid to tell them off and complain, and I'm informed that there is a "Freeze" on my account.

A "freeze" on your account is like a banking Black Hole. Nothing can escape. You can put money in, but you can't take it back out. Nothing comes out... No money. The account is now dead and the money in the account stays there until the matter is cleared up.

Or so I thought... Meanwhile, the automatic deductions that I had previously set up and which had worked just fine for such a long time, no longer go through or get paid.

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